There are lots of reasons people call on Active Appraisal Services, Inc.Thousands of people in Wisconsin buy, sell or refinance their home each year. Most of these transactions involve a simple line item for an appraisal. Even though there are a growing number of automated home valuation processes that might seem less expensive than an appraisal, nearly all lenders still need a local expert because the stakes are so high. But is getting a mortgage the only reason to acquire an appraisal? Are there other situations when the services of a certified, independent real estate professional might come in handy? Of course.
Dispute your tax assessment in Milwaukee CountyIf you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Active Appraisal Services, Inc. is your best evidence when building your case. At Active Appraisal Services, Inc.,we can assist you in appealing your tax assessment.Active Appraisal Services, Inc. can help you eliminate PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an additional insurance plan that many lenders ask homebuyers to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. Since the additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.Active Appraisal Services, Inc. will produce a statement regarding the value of your home, and the cost of the home valuation can usually be offset in a short amount of time because you'll no longer be paying the PMI. Divorce settlement with less stressA divorce can be an especially traumatic ordeal for both parties, and it is often further complicated by the burdensome decision of who keeps the home. So both parties are fully aware of the true market value of their home, it's a good idea to get an appraisal from Active Appraisal Services, Inc., regardless of the situation.The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Settling an estate with peace of mindThe death of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike many wealthy individuals. And since a home or other property often makes up an uneven share of the total estate value, understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal. Active Appraisal Services, Inc. can assist you in relocating to or from Milwaukee CountyWe understand the headaches associated with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, as well as information about any recent sales or listings in their area that they want considered during our detailed process.Let Active Appraisal Services, Inc. help you sell your home quickly at the right priceWhether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't contingent upon the value we report, but rather they rest on our efforts to complete the appraisal.We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market. |